One American Center  

3100 West End Ave,  Suite 930

Nashville, TN  37203

615-341-0712

contact@7twelveadvisors.com 

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Variable Annuity Sub-Account

For current performance information, please call toll-free 877-525-0712.

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Investors should carefully consider the investment objectives, risks, charges and expenses of the 7Twelve Balanced Portfolio.  This and other important information about the Portfolio is contained in the prospectus, which can be obtained by calling 877-525-0712. The prospectus should be read carefully before investing. The 7Twelve Balanced Portfolio is distributed by Northern Lights Distributors, LLC a FINRA/SIPC member.

​The Portfolio is an Investment vehicle for variable annuity contracts and may be subject to fees or expenses that are typically charged by these contracts.  Please review the insurance contract prospectus for further description of these fees and expenses.  This product is available as a sub-account investment to a variable life insurance policy only and is not offered directly to the general public.

There is the risk that you could lose money through your investment in the Portfolio. Investing in the commodities markets through commodity linked ETFs will subject the Portfolio to potentially greater volatility than traditional securities. Commodity prices are influenced by unfavorable weather, animal and plant disease, geologic and environmental factors as well as changes in government regulation such as tariffs, embargoes or production restrictions.


The Portfolio’s exposure to companies primarily engaged in the natural resource markets may subject the Portfolio to greater volatility than the securities market as a whole. Foreign investing involves risks not typically associated with U.S. investments, including adverse fluctuations in foreign currency values, adverse political, social and economic developments, less liquidity, greater volatility, less developed or less efficient trading markets, political instability and differing auditing and legal standards. In addition to the risks generally associated with investing in securities of foreign companies, countries with emerging markets also may have relatively unstable governments, social and legal systems that do not protect shareholders, economies based on only a few industries, and securities markets that trade a small number of issues. The value of small or medium capitalization company stocks may be subject to more abrupt or erratic market movements than those of larger, established companies or the market averages in general.


The real estate values rise and fall in response to a variety of factors, including local, regional and national economic conditions, interest rates and tax considerations. The value of the Portfolio’s investments in bonds and other fixed income securities will fluctuate with changes in interest rates.


Security issuers might not make payments on debt securities held by the Portfolio, resulting in losses. Increases in real interest rates can cause the price of inflation-protected debt securities to decrease. Interest payments on inflation-protected debt securities can be unpredictable. The cost of investing in the Portfolio will be higher than the cost of investing directly in ETFs and may be higher than other mutual funds that invest directly in stocks and bonds.

                                                                                                                                                                                             4759-NLD-7/5/2018